Questions to Consider Before Disasters

It is our hope that you never have to file a homeowner's insurance disaster claim. In the event that it happens, we want you to be prepared and properly insured.

  • Do you need flood and windstorm coverage?
  • Do you need more coverage?
  • What does your policy cover and exclude?
  • Will your policy pay "replacement cost" or "actual cash value?"
  • What about "Additional Living Expenses?"
  • What else can you do to prepare?
  • What about policy changes?
  • Have you written down the name of your insurance company, policy number and telephone number to report your claim?
  • How can you safeguard your records?
  • How can you find out more information?
  • How can you make your home more hurricane resistant?
  • Do you need flood and windstorm coverage?

For the answer to these and many other important questions click on the following link.

FLORIDA DIVISION OF CONSUMER SERVICES